Three years ago I wrote about how I manage my finances and how I use Google Docs to do so, and that system still works for me. 

However, somewhere along the way, I knew I needed some automatic tracking to see where my everyday spending money was going. I've tried a few different apps, including Mint, but when I discovered TrueBill, I knew I had found the perfect app for me.

I wanted an app that I could hook every account up to, easily switch categories, create my own categories, and have a nice visual to it. I wanted something that was easy to understand and had a good user face. That is everything Truebill has to offer.

I've been using the app for the past two years, on and off, but recently got back into it so I figured it was time to talk to you all about it!

True Bill Dashboard

After you sign up for the app and hook up all your bank, loan, and credit card info to it, you'll be brought to the Dashboard where it gives you a strong overview of your monthly spending, how much cash you have, and your total credit card balance.

If you scroll further down, you can see your spending categories; I have categories for shopping, dining out, personal care, medical, groceries, and bills. I'm not the best at sticking within my budgets and tend to ignore the alerts when I'm nearing or over budget but if you are the type of person to stick to budgets, this is a very handy tool.

Reccuring Bills

This is my favorite section of the app. It's the one I find the most beneficial and it makes sense because it was my biggest issue with budgeting myself. I had too many reccuring charges and couldn't keep up with them. This way, the app looks through all your statements, tallies up the recurring charges, and then plugs them into a neat little calendar for you.

If you decide to sign up for TrueBill premium, they will even help you cancel the recurring subscription! I think that is such a neat feature because we know how horrible canceling subscription services are. It definitely comes in handy and is a unique feature to this app.


This is the third section of the app which gives you a broader overview of your spending, from your bills, to your income, to how much you have left in each spending category, gives you a nice little interactive pie chart and has all the information you need, in a digestible format. It makes looking at your spending pretty seamless and a little less intimidating. 


I spend the most amount of time in the final section which is where you have every transaction, across every account, listed out. This is where you can change categories (sometimes when I shop at Stoney Clover, it automatically categorizes it as food). This section is a little less pretty to look at versus the Reports section but sometimes it's a little easier to look at a full list instead of charts. 

How I Use It

I mostly use TrueBill to keep track of my recurring subscriptions, bills, and look at my spending habits. Without using True Bill, I would truly be lost. In the past, I've had a really hard time with my finances and I'm still not the best; while I've gotten better with my shopping habit and don't impulse spend as much, I still have a problem with racking up my credit card bills but I'm getting better. 

Without True Bill, I wouldn't be able to keep track of where my money is going or how to get a hold on my spending. I still use my Google Doc for a clear understanding of my big bills but otherwise, TrueBill is my place to try and make better choices, build up habits, and 

This is a great solution for those who feel out of control with spending, can't get a grip on their financial tracking or just need to be able to have an easy, digestible format to look at all their accounts and money in. It takes the guessing out of everything and almost makes getting control of your money a little less scary, because who isn't scared to look at their credit card statements? 

Do you use any finance apps to help you keep track of your money?

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